Open. Pay. Go.
Money, in motion.
A VISA card and an online account. €20 a year, no surprises. Open it from your phone in minutes.
- VISA network
- 3D Secure payments
- 100% online account
Why VAI CARD
€20 a year, all clear
One annual fee. No surprises on your statement.
Open your account online
A few minutes, from your phone. No branch, no paper forms.
Full control in the app
Lock and unlock your card. Get a notification for every payment. Set your own limits.
VISA, accepted everywhere
Physical and virtual. Pay contactless, in store and online.
How it works
- 01
Apply online
Tap Open account and enter your details from your phone.
- 02
Verify your identity
A valid ID and a few minutes. All online.
- 03
Start paying
Your account is active within 24 hours. Pay with the virtual or the physical card.
Da verificareApertura conto in 24 ore: claim non confermato da VAI.

One card. Physical and virtual.
VAI CARD is a VISA card. Use it in store, online and abroad: wherever VISA is accepted.
Contactless
Tap your card and pay.
Pay with your phone
Apple Pay and Google Pay.
Da verificareApple Pay / Google Pay: disponibilità da confermare con VAI.Virtual card
For online shopping, always in the app.
Bank-grade security
3D Secure
You confirm every online purchase.
Lock and unlock
Lost your card? Lock it in the app with one tap.
Real-time notifications
Know the moment you pay. And when it isn't you.
Insurance included
Cover included in the fee. Details in the Terms.

VAI CARD
FAQ
How much does VAI CARD cost?
€20 a year. Limits and charges are in the Terms and Conditions.
How do I open an account?
Online, from your phone. Tap Open account, enter your details and verify your identity.
Can I lock my card if I lose it?
Yes. Lock and unlock it in the app, whenever you want.
Where can I use the card?
Wherever VISA is accepted: in store, online and abroad.